Network of direct lenders for payday loans online in Texas. Our lenders offer online payday loans and payday advances up to $1000. Same day & secure form!

This form is a request for information only. Your information will be reviewed by a network of lenders who are required to be in full compliance with all applicable federal and state laws and regulations. If a lender is interested, you will be given a link to them. Any lender that you receive a link to is not affiliated with USA Express Loans, and will conduct business directly with you without the involvement of USA Express Loans. USA Express Loans does not offer, arrange, act as an agent for, or assist a deferred deposit originator or lender in any way in the making of a deferred deposit transaction, or any loan. USA Express Loans does not warranty the service of any lender you may be given a link to, and makes no representation as to the compliance or service of any lender.

Texas Payday Loan Blog Post

Updated: March 3rd, 2019

Can you go to jail for not paying a payday loan in Texas? Read More


Daily Update on Payday Loans Online in Texas

Updated: February 25th, 2019

The Texas Fair Lending Alliance said it is concerned about the Trump Administration’s move to eliminate new rules that were set to take place by the Consumer Financial Protection Bureau. The payday lending industry would have been stifled by the bureaucracy surrounding these proposed rules that were set to go into play in August of 2019. The payday lending industry fought hard to prevent these rules from being enacted as they likely would have put many lenders out of business by creating an overly expensive process for underwriting payday loans. Unfortunately, this would have further reduced the access that consumers would have to affordable payday lending solutions.

Most consumer advocacy groups that are opposed to payday loans simply don’t understand the nature of the business. Payday lenders don’t charge high interest rates simply for the sake of usury or greed, they charge them because this industry sees astronomically high default rates. In fact, USA Express Loans sees a default rate between 15% to 40% on its direct lending business. As a result, payday lenders are forced to charge high interest rates in order to simply break even with a modest amount of profit on top.

USA Express Loans will continue to provide fair and open access to emergency credit for borrowers who have run out of options. We believe that the terms behind every loan should be clear and concise, and we always demand that the lenders in the network we link to will do the same.

To read more about this issue, see this article published by KXAN in Austin, Texas.


How Texas payday loans work

Easy form

Complete our online form. It’s quick, easy, and confidential.

Fast decision

A network of lenders will automatically review your information and make a decision on whether they want to offer a loan.

Get Your Cash

Cash will be deposited directly into your bank account as soon as the next day.

Repay Your Loan

The original loan amount plus interest will be debited from your bank account after your next payday.

Why us


Lenders will send the cash to your bank account right away.

Easy Experience

Five minute online form, no phone calls or credit check necessary.

Largest Network

You will be given a direct link to the largest network of online lenders.


We’ve helped thousands of people get an affordable online payday loan.

Still Have Some Questions Left?

Call us for free at 833-USA-EXPRESS (833-872-3977)

0 Million Loans Taken
0 Million Borrowers
0 Billion Money Loaned

Data represents all loans made by CDDTL lenders in 2016, as per DBO annual report.

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