How It Works
How The Funding Process Works
1.) Fill out our quick loan form
Your information will be reviewed by a network of lenders who are required to be in full compliance with all applicable federal and state laws and regulations. If a lender is interested, you will be given a link to them. The details of the remaining steps in the funding process may vary from lender to lender.
2.) Sign your loan documents
After approval, the lender will send or present you with digital documents that you must sign before they can send funds to your bank account. All of these documents can be signed online.
3.) Get your cash
After you’ve signed your loan documents, cash will be sent to your bank account. Depending on how your bank processes transactions it could be between one to three days before you can use the cash.
4.) Pay back your loan
Terms may vary from lender to lender, but generally:
Lenders will automatically withdraw from your bank account on your due date. Your loan documents will clearly state your due date and amount due.
Your loan will be due on your next payday. If your next payday is less than eight days away, your loan will be due on the following payday. If you are paid monthly, your loan will be due on your next payday that falls between 8 to 31 days away. If your pay dates fall outside of these ranges (8 to 31 days away), your loan will be due in 14 days.
Fees will be broken down as follows:
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You can be charged an additional $15 fee if your electronic check fails to clear.