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USA EXPRESS LOANS is licensed by the Department of Business Oversight (CDDTL License No. 10DBO-85467). Fast online payday loans for $1000, $600, $500, $350, $255 payday loans online in CA, TX, FL, IL, OH, MI, WA, TN, IN, MO, WI, CO, MN, SC, AL, LA, KY, OR, OK, UT, IA, NV, MS, KS, NM, NE, VA, ID, HI, ME, RI, DE, ND, AK, WY. Same day & no hard credit check!
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Payday Loan Debt Relief and Erasure
Tribal payday loan debt relief and cancellation
How payday loan debt relief works
If you’ve taken out a payday loan with a tribal lender, there’s a good chance that loan is ILLEGAL and unenforceable in your state. We’ll work with you on the steps you need to back out of that loan.
Contact Us
This is the first step to getting started. We’ll chart a path to getting rid of your payday loan debt.
Pay Principal
If you’ve already paid all of the principal (the amount you were originally lent) then it’s likely you don’t owe a penny more.
Cease and Desist
We’ll work on protecting your bank account from further debits from the lender and informing the lender that you will no longer be making payments on the loan.
Live Debt Free
We’ll provide you with alternate resources to help you get out of the payday loan debt cycle, build credit, and start building savings.
Payday loans by state
35 states license payday lenders, but sovereign Indian tribes often offer loans that are ABOVE these limits. If you received a loan greater than the limits listed below, it was probably a tribal loan and was ILLEGAL in your state. This means you have a good chance of getting out of paying any of the interest owed on that loan.
Max Loan Amount: $255 ($300 check)
Max Finance Charge: 15% ($45)
Max Number of Loans: One at a Time
Max Collection Fees: $15
Max Loan Amount: $500
Max Finance Charge: 10% of check plus verification fee not more than $5
Max Number of Loans: One at a Time
Max Collection Fees: Cost charged by the financial institution
Max Loan Amount: $500
Max Finance Charge: 28%
Max Number of Loans: One at a Time
Max Collection Fees: $20 and bank charges
Max Loan Amount: Lesser of $700 or 30% of gross monthly income
Max Finance Charge: 15% for first $500, and 10% for remaining amount
Max Number of Loans: No more than $700 for one customer
Max Collection Fees: $25 bounced check fee, and collection fees
Max Loan Amount: $550
Max Finance Charge: 15%
Max Number of Loans: One per lender, two in total
Max Collection Fees: $25 bounced check fee
Max Loan Amount: $1000
Max Finance Charge: No limit
Max Number of Loans: No limit
Max Collection Fees: $15 bounced check fee
Max Loan Amount: $350
Max Finance Charge: $5.50: $0-$50; 10%+$5: $51-$100; 7% (min. $10) + $5: $101-$250; 6% (min. $17.50) + $5: $251-$350 (After default: 2.75% per month)
Max Number of Loans: No limit
Max Collection Fees: $30 bounced check fee
Max Loan Amount: $500
Max Finance Charge: 17.5%
Max Number of Loans: No limit, $500 total limit per borrower
Max Collection Fees: $30 bounced check fee
Max Loan Amount: $500
Max Finance Charge: $15 per $100 on face value of check + $1 database fee
Max Number of Loans: Two
Max Collection Fees: Bounced check fee
Max Loan Amount: $500
Max Finance Charge: $15 per $100 on face value of check + $1 database fee
Max Number of Loans: Two
Max Collection Fees: $25 bounced check fee
Max Loan Amount: $500
Max Finance Charge: $15 per $100 on face value of check + $1 database fee
Max Number of Loans: Two
Max Collection Fees: $15 bounced check fee
Max Loan Amount: $500
Max Finance Charge: $21.95 per $100 advanced
Max Number of Loans: No limit on number of loans, $500 total for one borrower
Max Collection Fees: $30 bounced check fee
Max Loan Amount: $1000
Max Finance Charge: $15.5 per $100 on face value of check, $.50 verification fee
Max Number of Loans: No limit on total loans, but no more than 25% of gross monthly income
Max Collection Fees: $15 bounced check fee
Max Loan Amount: $500
Max Finance Charge: 36% annual interest, $5 verification fee, 20% of loan
Max Number of Loans: One
Max Collection Fees: $25 bounced check fee
Max Loan Amount: $600 check ($510 total)
Max Finance Charge: 15% of face value of check
Max Number of Loans: One
Max Collection Fees: $20 bounced check fee
Max Loan Amount: $1000
Max Finance Charge: $25 per $100 borrowed
Max Number of Loans: One
Max Collection Fees: No limit
Max Loan Amount: $500
Max Finance Charge: 20% of check
Max Number of Loans: No limit, $600 total to any borrower from all lenders
Max Collection Fees: $20 bounced check fee
Max Loan Amount: $1000
Max Finance Charge: 10% (no cap on fees)
Max Number of Loans: None
Max Collection Fees: None
Max Loan Amount: $1000
Max Finance Charge: $15.5 per $100
Max Number of Loans: Two
Max Collection Fees: None
Max Loan Amount: $600
Max Finance Charge: 15%
Max Number of Loans: One
Max Collection Fees: $25 bounced check fee
Max Loan Amount: $425
Max Finance Charge: 10% (no cap on fees)
Max Number of Loans: 2
Max Collection Fees: None
Max Loan Amount: $500
Max Finance Charge: 75% (no cap on fees)
Max Number of Loans: None
Max Collection Fees: None
Max Loan Amount: $500
Max Finance Charge: 20% (no cap on fees)
Max Number of Loans: None, but total debt may not exceed $500
Max Collection Fees: $25
Max Loan Amount: $550
Max Finance Charge: 15%
Max Number of Loans: One
Max Collection Fees: None
Max Loan Amount: $350
Max Finance Charge: 16.75% of face-value of check, $10+
Max Number of Loans: None
Max Collection Fees: $25
Max Loan Amount: $1000
Max Finance Charge: 36% + $10 per $100 lent
Max Number of Loans: None
Max Collection Fees: $20
Max Loan Amount: $1000
Max Finance Charge: 10% (no cap on fees)
Max Number of Loans: None
Max Collection Fees: None
Max Loan Amount: 25% of gross monthly income
Max Finance Charge: None
Max Number of Loans: None
Max Collection Fees: $25
Max Loan Amount: $500
Max Finance Charge: 15%
Max Number of Loans: Two
Max Collection Fees: One
Max Loan Amount: $500
Max Finance Charge: 15%
Max Number of Loans: Two
Max Collection Fees: $15
Max Loan Amount: $1000
Max Finance Charge: None
Max Number of Loans: None, but $1000 total due
Max Collection Fees: $20
Max Loan Amount: $1000
Max Finance Charge: $5 for amounts financed up to $75; $15 minimum charge for amounts financed of $75.01-$249.99; or $25 for amounts financed of $250 or more
Max Number of Loans: None
Max Collection Fees: None
Max Loan Amount: $1000
Max Finance Charge: None
Max Number of Loans: Five in any 12 month period
Max Collection Fees: 5%
Why us
Fast
Lenders will send the cash to your bank account right away.
Easy Experience
Five minute online form, no phone calls or credit check necessary.
Largest Network
You will be given a direct link to the largest network of online lenders.
Licensed
Our business is fully licensed by the Department of Business Oversight.
Still Have Some Questions Left?
Call us for free at 833-USA-EXPRESS (833-872-3977)
0 Million
Loans Taken
0 Million
Borrowers
0 Billion
Money Loaned
Data represents all loans made by CDDTL lenders in 2016, as per DBO annual report.
I had a few bills I just couldn’t cover until my next paycheck. Thanks to USA Express Loans, I was able to get these bills paid on time.
Grace Hall
Receptionist
Nobody else was willing to give me a chance because I don’t have any credit history. I had bills to pay and USA Express Loans connected me with lenders who made this possible.
Nina Walker
Designer
Thank you to the entire team at USA Express Loans for helping me through a tough time.
Daniel Sims
Store Owner
